Welcome to Albility Planning!

Hi! I’m Tanner, and like many of the families I work with, I’m also a parent of a child with special needs. My wife and I adopted one of our children from Colombia, and her rare syndrome brought us into the disability and special needs community in a very personal way.

That experience, combined with my background in financial planning, inspired me to create Albility Planning—a place where families can find clarity, confidence, and support as they navigate the unique challenges of disability and special needs planning. No family should feel alone in this journey. I’m here to walk it with you.

Albility Services

  • Guidance on navigating and prioritizing eligibility for key programs, including:

    • Supplemental Security Income (SSI)

    • Social Security Disability Insurance (SSDI), including the Disabled Adult Child (DAC) benefit

    • Medicare & Medicaid, including spend down provisions

    • State waiver programs

    • Employer-sponsored benefits

    Our priority is to ensure benefits remain secure while supporting long-term planning.

  • Comprehensive strategies to manage today’s needs and prepare for tomorrow, including:

    1. Cash Flow Analysis of current spending while planning for future income & expenses to ensure maximum security

    2. Risk Mitigation to plan for whatever the future might bring. Specifically, we cover:

      • Debt pay down strategies

      • Emergency cash reserve

      • Life Insurance, Disability Insurance, & Long-term Care Insurance

    3. Wealth Strategies focused on growing your money by focusing on:

      • Net Worth, Financial Independence, Savings & Retirement

      • Investment strategies that leverage ABLE accounts & Special Needs Trust funding

    4. Tax Optimization to maximize today’s take-home income and minimize estate taxes for your child

  • Professional investment management is included in our Disability & Special Needs Planning, regardless of account size. Our approach is:

    • Focused & Efficient – Prioritize high-quality investments you can control

    • Diversified – Spread risk across markets & opportunities

    • Risk-Aligned – Ensure your portfolio has the right amount of risk for your situation

    • Transparent – No commissions or hidden fees!

  • Helping you secure your child’s future with strategies for decision-making and asset protection:

    • Decision Support – Guardianship, conservatorship, supported decision-making, powers of attorney, or “Microboard” strategies

    • Asset Protection – Wills, Trusts, Special Needs Trusts, & beneficiary designations to preserve & efficiently transfer wealth

      *Note: We are not attorneys & therefore do not draft legal documents or give legal advice

    • Family Meetings – Keep everyone aligned on planning decisions & their roles

    • Emergency Planning – Address the first 24 hours and first month after a crisis

    • Letter of Intent – A detailed “playbook” covering your child’s routines, medications, hobbies & care preferences

    • Housing – Plan for safe, suitable living arrangements as your child gains independence, especially after you pass

    • Caregiver Compensation – Evaluate options for parent caregiver support through state or organizational programs

Pricing

$3,500

One-Time Fee

PLAN ESTABLISHMENT

Start with a comprehensive future plan designed around your family’s unique needs. We’ll map out your investments, benefits, and strategies to help secure your child’s future.

To get started, you’ll pay a $500 onboarding fee, with the remaining $3,000 spread evenly over the first four months.

$5,000

Annual Fee

ONGOING PLANNING & INVESTMENT STRATEGY

For families seeking long-term guidance and investment management, we deliver proactive financial planning, investment strategy, and ongoing support—all for a flat annual fee.

The annual fee begins after the four-month Plan Establishment period and can be paid monthly or per trimester. This fee covers the management of investments up to $500,000.

Pricing Example

Jack and Jill become first-time clients in July. Like all new clients, they begin with Plan Establishment, paying $500 upfront and spreading the remaining $3,000 over the first four months to create their comprehensive Disability & Special Needs Plan.

At the conclusion of the Plan Establishment, they have two options: they can implement the plan themselves, or continue with ongoing support from Albility Planning. This ongoing service includes proactive guidance and investment management. Rather than paying an ever-increasing investment management fee, their cost will be a flat $5,000 per year, which is divided monthly ($416) or per trimester ($1,666).

Let’s Start Planning

Take the first step toward securing your family’s future. Schedule a free consultation to explore how personalized planning can bring clarity and confidence to your journey.